RAC Insurance

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RAC Insurance

RAC Insurance: Benefits and Coverage Options Described

A variety of products are available from UK-based RAC Insurance to suit the needs of both individuals and corporations. RAC Insurance has more than 120 years of expertise and has made a name for itself as a reliable supplier of business, home, travel, and auto insurance.

Three coverage options are available from RAC Car Insurance: comprehensive, third party fire and theft, and third party only. In addition to receiving advantages and 5-star-rated service, RAC members typically pay less. In addition, Covid-19 covered travel insurance and temporary, telematics, classic, or electric auto insurance are provided by RAC Insurance.

RAC Insurance offers more than just insurance products; it also offers mobile mechanics, breakdown assistance, warranties, and more. Clients can monitor, change, or terminate their policies over the phone or online. To help current clients get the most out of their insurance, RAC Insurance offers a variety of tools and information.

Overview of RAC Insurance

Past Events and Image
With its headquarters in the UK, RAC Insurance has been providing insurance for more than 120 years. Originally known as the Royal Automobile Club, the business was established in 1897 and has since expanded to rank among the most reputable in the insurance sector. RAC Insurance is renowned for providing exceptional customer service and creating cutting-edge products that cater to the needs of both homes and drivers.

Coverage Types
To fulfill the demands of its clients, RAC Insurance provides a selection of insurance products. RAC provides three different kinds of coverage for auto insurance: Automobile Insurance Plus, Auto Insurance & Theft and Fire by Third Parties. Car Insurance Plus has a 5-star rating from Defaqto and offers a number of benefits like guaranteed replacement car in the event that your car is stolen or written off, RAC Breakdown Cover and Motor Legal Protection as optional extras, and 24/7 online access to manage your policy. In addition, RAC provides learner driver insurance, classic car insurance, black box insurance, and short-term auto insurance.


RAC provides three distinct coverage options for home insurance: Landlord Insurance, Home Insurance, and Home Insurance Plus. Home Insurance Plus has a 5-star rating from Defaqto and offers a number of benefits like guaranteed coverage, optional extras like legal expenses and home emergency coverage, and 24/7 online access to manage your policy. If an insured event damages your house, repair work will be necessary.

Advantages of Membership

Members of RAC Insurance are eligible for a number of perks. Discounts on RAC goods and services, such travel and breakdown insurance, are among these perks. In addition, members have access to the RAC Rewards loyalty program and special offers and competitions. Members of RAC Insurance are also eligible for a 24/7 claims service and free legal assistance.

Management of Policies

A variety of products for house, auto, travel, and small business insurance are offered by RAC Insurance. Policyholders can contact the RAC customer service staff by phone or via the RAC website to manage their policies online.

Acquiring a Policy

Customers can visit the RAC website and choose the sort of policy they want to buy of coverage they require. After that, they will be prompted for some basic details about their needs for insurance as well as themselves. A quote for the policy will be sent to the customer after the information is provided. They can buy the policy online if they are satisfied with the quote.

Procedure for Claims

In the event that a policyholder needs to file a claim, they can do so online or by calling the RAC claims team. The insured will receive guidance and advice from the claims staff throughout the procedure.

Cancellations and Renewals

Policyholders can contact the RAC customer care staff by phone or online to renew their coverage. They can cancel the policy online or by phone if they decide they no longer need coverage.the customer service staff of RAC. Please be aware that there can be cancellation fees; policyholders with questions should consult their insurance documentation.

All things considered, RAC Insurance offers its clients an easy-to-use policy management procedure. The RAC customer support team can be reached by phone or online, and policyholders can easily and quickly file claims.

Commonly Asked Questions

How can I get a car insurance quote from RAC?
You can visit their website or give them a call to get a quote for RAC auto insurance. You can receive a quote in a matter of minutes, and the process is simple and fast.

How does one go about submitting a claim to RAC insurance?
Should you have to submit a claim to RAC insurance, you can do so by completing an online claim form or by contacting their claims hotline. The procedure is simple, and RAC strives to process claims as fast and effectively as they can.

For RAC, who underwrites the insurance policies?
Aviva, Ageas, and Covea are among the panel of insurers that underwrite RAC auto insurance coverage. In order to give their clients a variety of coverage alternatives, RAC collaborates with these insurers.

Inquiries about insurance should be directed to RAC.
You may get in touch with the RAC customer support team via phone, email, or live chat if you have any queries or concerns regarding their auto insurance. They are accessible to help you with any questions you may have around-the-clock.

Which choices are available for coverage with RAC vehicle insurance?

A variety of coverage choices are available with RAC auto insurance, such as comprehensive, third party fire and theft, and third party only. In addition, they provide add-ons including legal defense, breakdown assistance, and key replacement.
Does RAC auto insurance have a phone line specifically for claims?
Indeed, there is a specific phone number for RAC claims related to auto insurance. This number is listed in your policy documents or on their website. RAC wants to give its clients quick, easy, and efficient claim handling.

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